銀聯商務是國內領先的大型非銀行支付機構，提供以銀行卡收單、網絡支付為基礎的綜合支付服務，以及多樣化和專業化的商戶增值服務。公司擁有全國最大的商戶受理網絡，始終致力于為商戶、合作伙伴及消費者構筑普惠、便捷、高效、安全的支付環境。憑借遍布全國的商戶受理網絡和深厚的行業認知，公司緊密圍繞商戶在營銷拓客、賬務管理、終端運維、資金服務等方面的經營需求，通過綜合支付服務與商戶增值服務，為商戶和合作伙伴創造價值。　　　

公司是首批獲得人民銀行頒發《中華人民共和國支付業務許可證》的支付機構，同時可開展“跨境電子商務外匯支付業務”和“跨境人民幣支付業務”。公司基于商戶受理網絡提供的綜合支付服務支持POS、自助設備、碼牌等在內的各類終端，支持受理實體銀行卡、網絡支付賬戶等全種類個人支付賬戶，支持刷卡（插卡）支付、條碼支付、刷臉支付等多種支付方式，在線上和線下的支付場景中形成了完整的服務能力。

公司始終堅持以科技作為發展的核心驅動力，持續加強各類服務的科技含量并深入研究云計算、區塊鏈、大數據、人工智能、物聯網等領域的新型技術，通過綜合支付和商戶增值兩大服務，助力商戶向數字化、智能化、綜合化的方向轉型，不斷強化經營能力。　　

CHINAUMS is the leading national non-bank payment institution in China, providing comprehensive payment services based on bank card acquisition and online payment, as well as diversified and professional merchant value-added services. The company also possesses the largest merchant acceptance network domestically, and has always been committed to establishing an inclusive, convenient, efficient and secure payment environment for merchants, partners and consumers. Relying on the nationwide merchant acceptance network and deep industry knowledge, CHINAUMS focuses on the business needs of merchants in marketing and customer expansion, accounting management, terminal operation and maintenance, and financial services. On the other hand, the company aims to create values for merchants and partners by providing integrated payment services and merchant value-added services. 　　

CHINAUMS is also one of the pioneering payment institutions to obtain the "Payment Business License of the People's Republic of China" issued by the People's Bank of China. More importantly, the company is also able to carry out "cross-border e-commerce foreign exchange payment business" and "cross-border RMB payment business". Based on the comprehensive payment service provided by the merchant acceptance network, the company supports various terminals including POS, self-service equipment, code tags, etc. CHINAUMS also supports and issues all types of personal payment accounts such as physical bank cards and online payment accounts. It also supports credit card (card insertion) payment and other  payment methods such as bar-code scanning and facial authentication payment. All of the paying methods above have shown comprehensive service capability in both online and offline payment scenarios from CHINAUMS.

CHINAUMS always believes technology as the core driving force for development, continues to strengthen the technological content of our services, and researches on new technologies such as cloud computing, block-chain, big data, artificial intelligence, Internet of Things, etc.. Through integrated payments and merchants to add value, CHINAUMS is trying to help merchants transform to a digital, intelligent, and integrated directions, also continuously help them strengthen their business capabilities.